FINC 335 University of Maryland Global Campus Wk 4 Treasury Securities Discussion

Week 1 Readings ? References
(Chapter 1 – An Overview of Financial Markets and Institutions, 2022)
(Chapter 1 – Introduction, 2022)
(Chapter 4 – Financial Institutions, 2022)
(Gupta, Chapter 1 – Fintech and the Disruption of Financial Services, 2018)
(Gupta, Chapter 9 – Cryptoassets, 2018)
Week 2 Readings ? References
(About the Federal Reserve System, 2022)
(Federal Reserve Board, 2022)
(Federal Reserve Banks, 2022)
(Federal Open Market Committee, 2022)
(Conducting Monetary Policy, 2022)
(Chapter 2 – The Federal Reserve and Its Powers, 2022)
(Chapter 3 Money, 2022)
(Chapter 4 – The Level of Interest Rates, 2022)
(Chapter 6 – Bank Lending, 2022)
Week 3 Readings ? References
(Chapter 5 – Bond Prices and Interest Rate Risk, 2022)
(Chapter 6 – The Structure of Interest Rates, 2022)
(Chapter 7 – Time Value of Money, 2022)
(Video – C 1 BOND YTM & YTC, 2015)
(How to calculate Yield-to-Call, 2022)
Week 4 Readings ? References
(Chapter 7 – Money Markets, 2022)
(Chapter 8 – Bond Markets, 2022)
(Gupta, Chapter 8 – Use Cases of Blockchain Technology in Financial Services, 2018)
(Treasury Bills, 2022)
(video – Blockchain and the Middleman, 2022)
References
About the Federal Reserve System. (2022). Retrieved from UMGC:
https://leocontent.umgc.edu/content/umuc/tus/finc/finc335/2222/learning-resourcelist/about-the-federalreservesystem.html?ou=691666
Chapter 1 – An Overview of Financial Markets and Institutions. (2022). Retrieved from Financial
Institutions, Markets, and Money: https://learning.oreilly.com/library/view/financialinstitutions-markets/9780470561089/07_chapter-01.html#ch1
Chapter 1 – Introduction. (2022). Retrieved from Fintech and the Remaking of Financial Institutions:
https://learning.oreilly.com/library/view/fintech-andthe/9780128134986/xhtml/chp001.xhtml#st0010
Chapter 2 – The Federal Reserve and Its Powers. (2022). Retrieved from Financial Institutions, Markets,
and Money: https://learning.oreilly.com/library/view/financial-institutionsmarkets/9780470561089/08_chapter-02.html#ch2
Chapter 3 Money. (2022). Retrieved from Fintech and the Remaking of Financial Institutions:
https://learning.oreilly.com/library/view/fintech-andthe/9780128134986/xhtml/chp003.xhtml#st0010
Chapter 4 – Financial Institutions. (2022). Retrieved from Fintech and the Remaking of Financial
Institutions: https://learning.oreilly.com/library/view/fintech-andthe/9780128134986/xhtml/chp004.xhtml#st0010
Chapter 4 – The Level of Interest Rates. (2022). Retrieved from Financial Institutions, Markets, and
Money: https://learning.oreilly.com/library/view/financial-institutionsmarkets/9780470561089/11_chapter-04.html#ch4
Chapter 5 – Bond Prices and Interest Rate Risk. (2022). Retrieved from Financial Institutions, Markets,
and Money: Chapter 5, Bond Prices and Interest Rate Risk
Chapter 6 – Bank Lending. (2022). Retrieved from Fintech and the Remaking of Financial Institutions:
https://learning.oreilly.com/library/view/fintech-andthe/9780128134986/xhtml/chp006.xhtml#st0010
Chapter 6 – The Structure of Interest Rates. (2022). Retrieved from Financial Institutions, Markets, and
Money: https://learn.umgc.edu/d2l/le/content/691666/viewContent/25357152/View
Chapter 7 – Money Markets. (2022). Retrieved from Financial Institutions, Markets, and Money:
https://learn.umgc.edu/d2l/le/content/691666/viewContent/25357154/View
Chapter 7 – Time Value of Money. (2022). Retrieved from Fintech and the Remaking of Financial
Institutions: https://learning.oreilly.com/library/view/fintech-andthe/9780128134986/xhtml/chp007.xhtml#st0010
Chapter 8 – Bond Markets. (2022). Retrieved from Financial Institutions, Markets, and Money:
https://learning.oreilly.com/library/view/financial-institutionsmarkets/9780470561089/16_chapter-08.html#ch8
Conducting Monetary Policy. (2022). Retrieved from UMGC – The Federal Reserve System Purposes and
Functions – Section 3: https://leocontent.umgc.edu/content/dam/course-content/tus/finc/finc335/document/Section%203%20Conducting%20Monetary%20Policy.pdf
Federal Open Market Committee. (2022). Retrieved from UMGC.
Federal Reserve Banks. (2022). Retrieved from UMGC.
Federal Reserve Board. (2022). Retrieved from UMUC:
https://leocontent.umgc.edu/content/umuc/tus/finc/finc335/2222/learning-resourcelist/federal-reserve-board.html?ou=691666
Gupta, P. T. (2018). Chapter 1 – Fintech and the Disruption of Financial Services. Retrieved from Fintech :
The New DNA of Financial Services: https://eds-s-ebscohostcom.ezproxy.umgc.edu/eds/ebookviewer/ebook?sid=cb3e39f4-4704-45dc-ba246a537677a503%40redis&ppid=pp_3&vid=0&format=EB
Gupta, P. T. (2018). Chapter 8 – Use Cases of Blockchain Technology in Financial Services. Retrieved from
Fintech: The New DNA of Financial Services: https://eds-s-ebscohostcom.ezproxy.umgc.edu/eds/ebookviewer/ebook?sid=62220202-f7fd-414f-b6ce39747d7b56ea%40redis&ppid=pp_119&vid=0&format=EB
Gupta, P. T. (2018). Chapter 9 – Cryptoassets. Retrieved from Fintech : The New DNA of Financial
Services: https://eds-s-ebscohostcom.ezproxy.umgc.edu/eds/ebookviewer/ebook?sid=7ae91523-c6dc-4e2e-80d76094b1328211%40redis&ppid=pp_137&vid=0&format=EB
How to calculate Yield-to-Call. (2022). Retrieved from UMGC:
https://leocontent.umgc.edu/content/dam/course-content/tus/finc/finc335/document/How%20to%20Calculate%20Yield%20to%20Call.pdf
Treasury Bills. (2022). Retrieved from Treasury Direct:
https://treasurydirect.gov/instit/marketables/tbills/tbills.htm
video – Blockchain and the Middleman. (2022). Retrieved from UMGC:
https://leocontent.umgc.edu/content/umuc/tus/finc/finc335/2222/course-resourcelist/BlockchainandtheMiddleman.html?ou=691666
Video – C 1 BOND YTM & YTC. (2015). Retrieved from YouTube:

1/12/22, 2:02 PM
Rubric Assessment – FINC 335 6381 FinTech, Financial Institutions and Markets? (2222) – UMGC Learning Management System
Discussion Rubric
Course: FINC 335 6381 FinTech, Financial Institutions and Markets? (2222)
Criteria
Initial
Assignment
Posting (46%
of the
discussion
grade)
Level 6
Level 5
Level 4
Level 3
Level 2
Level 1
46 points
38 points
29 points
21 points
10 points
0 points
All parts in the
initial response
are well
developed. The
initial response
contains all of
the aspects of
the discussion
topic; Initial
posting in the
discussion are
factually correct,
reflective and
provide
substantive
contribution to
the discussion.
Good efforts to
develop the
initial response
to the discussion
topic, it contains
most of the
aspects of the
topic; but some
parts of the
assignment
should be
considerably
more developed,
or incorrect. The
student
incorporates
some references
from literature
and personal
experience.
Some sources
used in the
discussion are
not reliable.
Some efforts
made to develop
the initial
response to the
discussion topic,
however several
parts of the
assignment are
missing, or
should be
considerably
more developed,
or incorrect.
Quotes
contribute more
than 50% of the
posting. Some
sources used in
the discussion
are not reliable.
Initial post
demonstrates a
basic
understanding of
the discussion
topic. However
the response is
short, doesn?t
address all
aspects of the
discussion topic,
or several
questions are
incorrect.
Student did not
select sources of
the highest
quality.
Only a
superficial effort
to develop and
present the
initial response
to the
discussion. The
initial response
is inadequate
with superficial
thought and
preparation;
doesn?t address
all aspects of the
discussion topic;
many questions
are incorrect. All
sources used in
the discussion
are not reliable.
Virtually no
effort to develop
and present the
initial response
to the
discussion; the
initial posting is
not worthy of
credit.
Criterion Score
/ 46
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1/12/22, 2:02 PM
Criteria
Follow-Up
Postings and
Content
Contribution
to the
discussion in
side
responses
(30% of the
discussion
grade)
Rubric Assessment – FINC 335 6381 FinTech, Financial Institutions and Markets? (2222) – UMGC Learning Management System
Level 6
Level 5
Level 4
Level 3
Level 2
Level 1
30 points
25 points
20 points
15 points
5 points
0 points
The student
demonstrates
excellent analysis
of others? posts;
extends
meaningful
discussion by
building on
previous posts.
Very good effort
to elaborate on
an existing
posting with
further comment
or observation.
At least 2 followup responses
add value to the
discussion and
contain more
than 100 words.
However some
elements of the
follow-up
postings should
be improved.
Good effort
made to
elaborate on an
existing posting
with further
comment or
observation. The
student posted
multiple
responses to
other students.
However only
one follow-up
response is more
than 100 words
and adds value
to the
discussion. Other
follow-up
responses are
less than 100
words and add
only shallow
contribution to
the discussion.
Some effort
made to
elaborates on an
existing posting
with further
comment or
observation. The
student posted
only one
response to
another student
out of 2
required, and
this response
adds a good
value to the
discussion. The
other responses
are very short
and do not add
value to the
discussion.
Barely a
superficial effort
to develop
follow-up
postings. Follow
up postings
provide only
shallow
contribution to
discussion (e.g.,
agree or
disagree). All
follow-up
responses are
short; repeat but
do not add value
to the
discussion.
Virtually no
effort to develop
and present the
responses to the
other students in
the discussion;
or the responses
to the other
students are not
worthy of credit.
The responses
are very short
and do not add
any value to the
discussion, (e.g.,
agree or
disagree). The
information in
the follow-up
postings is offtopic, incorrect,
or irrelevant to
discussion.
Criterion Score
/ 30
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Criteria
Timing of
your
responses
(24% of the
discussion
grade)
Rubric Assessment – FINC 335 6381 FinTech, Financial Institutions and Markets? (2222) – UMGC Learning Management System
Level 6
Level 5
Level 4
Level 3
Level 2
Level 1
Criterion Score
24 points
19 points
13 points
7 points
2 points
0 points
The initial
response to the
discussion topic
was posted by
Sunday night.
The initial
response to the
discussion topic
was posted on
Monday during
the day.
The initial
response to the
discussion topic
was posted on
Monday night.
The initial
response to the
discussion was
posted on
Tuesday during
the day.
All responses to
the discussion
were posted on
Tuesday night.
The student did
not post any
responses in this
discussion.
/ 24
Total
/ 100
Overall Score
Level 1
Level 2
Level 3
Level 4
Level 5
Level 6
0 points minimum
28 points minimum
60 points minimum
70 points minimum
80 points minimum
90 points minimum
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Graded Discussion Week 4 – Treasury Securities
Must post first.
Please note that if you edit your initial response (Original Post), you will not get
credit for the Original Post. The discussions are set up as “Must post first”.
For this discussion we explore the TreasuryDirect.gov (
https://www.treasurydirect.gov/ ) website. It is useful site for obtaining actual Treasury
securities. This website is also used for buying and selling Treasury securities. Please
note that to answer the discussion questions you don’t need to create an account or to
buy/sell any Treasuries.
To answer the questions you will be using the links under the columns titled
“Financial Institutions” and “Government”. Please also note that your answers
should be written in your own words. Please do not copy the definitions from
the website.
1. Why does the U.S. Treasury sell securities?
2. In your own words please describe the auction process. What is the difference
between competitive bid and noncompetitive bid?
3. The market of Treasury bills is extremely active. How do T-bills are used in
financial world? Make an example.
4. Reflection ? the students also should include a paragraph in the initial
response in their own words, using finance terminology, reflecting on
specifically what they learned from the assignment and how they think they
could apply what they learned in the workplace or in everyday life.

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